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Risk Disclosure and Disclaimer

Terms & Conditions of User Disclosures  

Changes may be made to this Disclaimer at any time without notice. Accordingly, you also agree to review the Disclaimer regularly and your continued access or use of the Day Trading , Training Traders FX Trading Room, Training Traders  Futures Trading Room and/or associated website ("TRAINING TRADERS Products") means that you agree to any changes to the Disclaimer.  

If you access and use TRAINING TRADERS Products, you accept and agree to be bound by and comply with these legal terms of use (the disclaimer).  

If you do not accept this disclaimer, do not use TRAINING TRADERS Products.

The information in this letter is not intended to be personalized recommendations to buy, hold or sell investments. Training Traders is not permitted to offer personalized trading or investment advice to subscribers. The information, statements, views and opinions included in this publication are based on sources (both internal and external sources) considered to be reliable, but no representation or warranty, express or implied, is made as to their accuracy, completeness or correctness. Such information, statements, views and opinions are expressed as of the date of publication, are subject to change without further notice and do not constitute a solicitation for the purchase or sale of any investment referenced in the publication.

SUBSCRIBERS SHOULD VERIFY ALL CLAIMS AND DO THEIR OWN RESEARCH BEFORE INVESTING IN ANY INVESTMENTS REFERENCED IN THIS PUBLICATION. INVESTING IN SECURITIES AND OTHER INVESTMENTS, SUCH AS OPTIONS AND FUTURES, IS SPECULATIVE AND CARRIES A HIGH DEGREE OF RISK. SUBSCRIBERS MAY LOSE MONEY TRADING AND INVESTING IN SUCH INVESTMENTS.

Off-exchange foreign currency trading on margin carries a high level of risk and may not be suitable for all investors. The high degree of leverage can work against you as well as for you.  Before deciding to invest in foreign exchange you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and, therefore, you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with off-exchange foreign currency trading and seek advice from an independent financial advisor if you have any doubts.

1. Terms & Conditions of Use - General  
Please read the Terms & Conditions of Use/Disclaimer as this contains important information concerning regarding the use of TRAINING TRADERS Products. By accessing TRAINING TRADERS Products, you accept and agree to be bound by, and comply with, the terms and conditions of use.  

These Terms & Conditions of Use/Disclaimer are to be read in conjunction with any terms, conditions or disclaimers provided in any documentation associated with TRAINING TRADERS Products.  

The Terms & Conditions of Use/Disclaimer contain important information and warnings regarding the risks associated with Stock, Forex and Futures trading and should be accessed and read before reading the information for managed Stock, FOREX and Futures accounts discussed in TRAINING TRADERS Products.  

If you access and use TRAINING TRADERS Products, you accept and agree to be bound by and comply with the Terms & Conditions of Use.  

If you do not accept the Terms & Conditions of Use, do not use TRAINING TRADERS Products.  

TRAINING TRADERS Products has been issued for and on behalf of TRAINING TRADERS Trading , LLC ("TRAINING TRADERS").  

The information contained herein is not to be construed as an offer to sell or the solicitation of an offer to buy any stocks, currencies or commodities described herein.  

The information discussed in TRAINING TRADERS Products been obtained from sources believed to be reliable but is not necessarily all-inclusive and is not guaranteed as to accuracy.  

The risk of trading Stocks, FOREX, Futures and options can be substantial and each investor must consider whether this is a suitable investment for him/her. Past performance is not necessarily indicative of future results. Persons acting on any information discussed in TRAINING TRADERS Products are responsible for their own actions.  

The services provided by TRAINING TRADERS may not be available in all jurisdictions. If in doubt, please contact an TRAINING TRADERS account representative.  

2. Changes to Terms & Conditions of Use/Disclaimer  
TRAINING TRADERS reserves the right to change the Terms & Conditions of Use or any material on TRAINING TRADERS products at any time. Any such change will become effective immediately upon accessing TRAINING TRADERS Products. You agree to review these Terms & Conditions of Use/Disclaimer each time you access TRAINING TRADERS Products.  

3. Intellectual Property  
TRAINING TRADERS Products and all information contained therein, including, without limitation, the look and feel of TRAINING TRADERS Products and all design, text, images, trademarks, trade names, logos, white papers, press releases and other information, and all software products advertised, presented, or discussed therein, is protected under United States and other copyright laws and is owned by TRAINING TRADERS or used under license from the owner of the respective intellectual property rights.  

In addition, all right, title, and interest in all servers and server-based technology related to TRAINING TRADERS Products, and all information contained therein, including, without limitation, protocols, parameters, designs, specifications, and user identification algorithms, and technology underlying such algorithms are owned by TRAINING TRADERS.  

The foregoing may not, except under written license, be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part in any manner without TRAINING TRADERS's prior written consent, except to the extent that such use is expressly authorized under the United States copyright laws.  

TRAINING TRADERS's trademarks, trade names, logos, images, and, service marks used in TRAINING TRADERS Products are the property of TRAINING TRADERS and may not be used without prior written permission from TRAINING TRADERS and then only with proper acknowledgment.  

4. Disclaimers of Warranties and Liability  
A. TRAINING TRADERS, ITS EMPLOYEES, AGENTS, REPRESENTATIVES AND ASSOCIATES DO NOT REPRESENT OR IMPLY ANY PERFORMANCE LEVEL, RESULTS OR GUARANTEE IN RELATION TO THE OPERATION OF THE MCDADY TRADING TRADING SYSTEM SOFTWARE OR TRAINING TRADERS PRODUCTS NOR DO THEY MAKE ANY CLAIM THAT THE USE OF MCDADY TRADING SYSTEM SOFTWARE OR TRAINING TRADERS PRODUCTS WILL RESULT IN A PARTICULAR PROFIT OR PREVENT ANY LOSS FOR A USER.  

B. TRAINING TRADERS AND its EMPLOYEES, AGENTS, REPRESENTATIVES AND ASSOCIATES DO NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF ANY INFORMATION OR ANALYSIS IN TRAINING TRADERS PRODUCTS.  

THERE MAY BE OMISSIONS OR INACCURACIES IN TRAINING TRADERS PRODUCTS. TO THE FULLEST EXTENT PERMITTED BY LAW, TRAINING TRADERS SPECIFICALLY DISCLAIMS ALL REPRESENTATIONS OR WARRANTIES AS TO THE ACCURACY, COMPLETENESS, TIMELINESS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OF TRAINING TRADERS PRODUCTS AND MAKES NO EXPRESS, IMPLIED OR STATUTORY REPRESENTATION OR WARRANTY REGARDING THE INFORMATION CONTAINED HEREIN.  

TRAINING TRADERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGES ARISING OUT OF, OR IN CONNECTION WITH, YOUR USE OF TRAINING TRADERS PRODUCTS OR ANY INFORMATION DISCUSSED IN RELATION TO TRAINING TRADERS PRODUCTS.  

C. IN NO EVENT SHALL TRAINING TRADERS BE LIABLE TO ANY PARTY FOR ANY DAMAGES INCLUDING WITHOUT LIMITATION, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, OR LOSS OF SAVINGS), OR ANY OTHER DAMAGES ARISING - IN ANY WAY, SHAPE OR FORM - OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO UTILIZE TRAINING TRADERS PRODUCTS, EVEN IF TRAINING TRADERS SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE.  

BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE EXCLUSIONS OF INCIDENTAL AND CONSEQUENTIAL DAMAGES MAY NOT APPLY TO YOU, BUT SHALL APPLY, IN ANY EVENT, TO THE MAXIMUM EXTENT POSSIBLE.  

D. YOUR ABILITY TO ACCESS TRAINING TRADERS PRODUCTS MAY, FROM TIME TO TIME, BE DELAYED AND/OR INTERRUPTED DUE TO SCHEDULED AND/OR UNSCHEDULED CAUSES. TRAINING TRADERS PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTY OF ANY KIND. NO WARRANTY IS MADE THAT THE FUNCTIONS OR SERVICES PERFORMED BY USER IN CONNECTION WITH THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.  

USER EXPRESSLY AGREES THAT USE OF TRAINING TRADERS PRODUCTS IS AT ITS OWN RISK. TRAINING TRADERS WILL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE THAT COULD RESULT FROM INTERCEPTION BY THIRD PARTIES OF ANY INFORMATION MADE AVAILABLE TO YOU, OR PROVIDED TO TRAINING TRADERS BY YOU VIA TRAINING TRADERS TRAINING TRADERS PRODUCTS.  

E. TRAINING TRADERS DOES NOT WARRANT OR GUARANTEE THAT ANY INFORMATION AVAILABLE ON OR THROUGH TRAINING TRADERS PRODUCTS WILL BE FREE OF INFECTION BY VIRUSES, WORMS, TROJAN HORSES OR ANYTHING ELSE MANIFESTING CONTAMINATING OR DESTRUCTIVE PROPERTIES.  

IT IS THE SOLE RESPONSIBILITY OF THE USER TO ISOLATE SOFTWARE AND INFORMATION, EXECUTE ANTI-CONTAMINATION SOFTWARE, AND OTHERWISE TAKE STEPS TO ENSURE THAT SOFTWARE OR INFORMATION, IF CONTAMINATED OR INFECTED, WILL NOT DAMAGE USER'S INFORMATION OR SYSTEM.  

F. USER EXPRESSLY AGREES TO INDEMNIFY AND HOLD TRAINING TRADERS, AND ITS SUBSIDIARIES, AFFILIATES, SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CORRESPONDENTS, CO-BRANDERS OR OTHER PARTNERS HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEYS' AND EXPERTS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF YOUR INFORMATION, YOUR USE OF OR CONNECTION TO THE MCDADY TRADING SYSTEM SOFTWARE AND/OR TRAINING TRADERS PRODUCTS, YOUR VIOLATION OF THE TERMS OF USE, OR YOUR VIOLATION OF ANY RIGHTS OF ANY OTHER USER OR OTHER THIRD PARTY.  

5. Privacy  
Your expectations of privacy are important. The Privacy Policy set forth in TRAINING TRADERS Products explains how TRAINING TRADERS collects personal information from you and then maintains, uses and discloses that information. Please carefully read the separate Privacy Policy.  

6. User Obligations  
Any person accessing or using TRAINING TRADERS Products undertakes the following obligations: (a) to comply with all applicable laws and regulations; (b) not to introduce into TRAINING TRADERS Products, or any network or equipment supporting these products, any virus, worm, harmful code, Trojan horse or other disabling service; (b) not to attempt to interfere with or disrupt TRAINING TRADERS Products, or any network and/or other equipment supporting it; (d) not to attempt to gain improper access to or otherwise interfere with any system or network connected to or affiliated with TRAINING TRADERS Products.  

Any violation of these obligations is grounds for denying a user access to and use of TRAINING TRADERS Products in addition to other available remedies.  

7. No Recommendation  
Stock, FOREX and Futures trading involves substantial risk and is not appropriate for all investors. Please read this complete disclaimer for more information regarding the risks of trading. Information provided in TRAINING TRADERS Products, including daily price data, is believed to be reliable when posted, but there is no guarantee that it is accurate or complete or current at all times.  

8. Risks of Stocks, FOREX and Futures Trading  
In deciding whether or not you wish to become involved in Stock, FOREX or Futures trading with a Stock, FOREX or Futures broker, you should be aware you could both gain and lose large amounts of money. Without limitation, you risk losing money because:  

(a) You could lose all the margin funds you deposit with the broker to establish or maintain a position and lose further amounts as described in paragraph (c) below.  

(b) If the market moves against your position, you may be required, at short notice, to deposit with the broker further moneys as margin in order to maintain your position. Those additional funds may be substantial. If you fail to provide those additional funds within the required time your position may be liquidated. You will be liable for any shortfall in your account resulting from that liquidation.  

(c) You could lose all monies deposited with the broker, and in addition be required to pay the broker further funds representing losses and other fees on your open and closed positions.  

(d) Under certain conditions, it could become difficult or impossible for you to liquidate or close a position (this can, for example, happen when there is significant change in prices over a short period).  

(e) The placing of contingent orders (such as a "stop-loss" order) may not always limit your losses to the amounts that you may want. Market conditions may make it impossible to execute such orders.  

(f) The high degree of leverage that is obtainable in futures trading with the futures broker because of small margin requirements can work against you as well as for you. The use of leverage can lead to large losses as well as large gains.  

(g) Futures and options trading is not appropriate for everyone. There is a substantial risk of loss associated with trading futures and options on futures. Only risk capital should be used.  

(h) No representation is being made that futures and options on futures trading is appropriate for everyone or that it should be viewed as an alternative, replacement or supplemental form of income.  

You should discuss these matters further with your broker prior to commencing any trading.  

9. Not offering any personal advice  
The information included in TRAINING TRADERS Products is provided only to give you a basic understanding of Stocks, FOREX and Futures trading and is not intended to provide specific financial or investment advice for you, and should not be relied upon in that regard.  

You should not act or rely on the information in TRAINING TRADERS Products without seeking the advice of your financial adviser or broker who will ensure that your own circumstances have been considered and that action is taken on the latest available information.  

10. Members' Area  
Users of the Members' area of TRAINING TRADERS Products are also obligated to abide by the terms, conditions and disclaimers provided in TRAINING TRADERS Products.  

11. Dispute Resolution  
Any dispute arising out of or concerning TRAINING TRADERS Products offered or sold by TRAINING TRADERS shall be resolved by arbitration before the National Futures Association. All hearings shall be held in Chicago, Illinois. TRAINING TRADERS reserves the right, however, in its election to bring any action in a court of law whose situs is located in Chicago, Illinois, to enforce any legal or equitable right.  

Users of TRAINING TRADERS Products agree to waive any right they may have to transfer or change the venue of any litigation brought against them by TRAINING TRADERS.